COSMICBOX vol.85
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts plus the other agreed charges. The card issuer (usually a bank) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance. In other words, credit cards combine payment services with extensions of credit. Complex fee structures in the credit card industry may limit customers' ability to comparison shop, helping to ensure that the industry is not price-competitive and helping to maximize industry profits. Due to concerns about this, many legislatures have regulated credit card fees.
A credit card is different from a charge card, which requires the balance to be repaid in full each month. In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged. A credit card also differs from a cash card, which can be used like currency by the owner of the card. A credit card differs from a charge card also in that a credit card typically involves a third-party entity that pays the seller and is reimbursed by the buyer, whereas a charge card simply defers payment by the buyer until a later date.
A payment is the trade of value from one party (such as a person or company) to another for goods, or services, or to fulfill a legal obligation.
Payment can take a variety of forms. Barter, the exchange of one good or service for another, is a form of payment. The most common means of payment involve use of money, cheque, or debit, credit or bank transfers. Payments may also take complicated forms, such as stock issues or the transfer of anything of value or benefit to the parties. In US law, the payer is the party making a payment while the payee is the party receiving the payment. In trade, payments are frequently preceded by an invoice or bill.
In general, the payee is at liberty to determine what method of payment he or she will accept; though normally laws require the payer to accept the country's legal tender up to a prescribed limit. Payment is most commonly effected in the local currency of the payee, unless if the parties agree otherwise. Payment in another currency involves an additional foreign exchange transaction. The payee may compromise on a debt, i.e., accept a part payment in full settlement of a debtor's obligation, or may offer a discount, for example, for payment in cash, or for prompt payment, etc. On the other hand, the payee may impose a surcharge, for example, as a late payment fee, or for use of a certain credit card, etc.
The acceptance of a payment by the payee extinguishes a debt or other obligation. A creditor cannot unreasonably refuse to accept a payment, but payment can be refused in some circumstances, for example, on a Sunday or outside banking hours. A payee is usually obligated to acknowledge payment by producing a receipt to the payer. A receipt may be an endorsement on an account as "paid in full". The giving of a guarantee or other security for a debt does not constitute a payment.
Money is any item or verifiable record that is generally accepted as payment for goods and services and repayment of debts, such as taxes, in a particular country or socio-economic context. The main functions of money are distinguished as: a medium of exchange, a unit of account, a store of value and sometimes, a standard of deferred payment. Any item or verifiable record that fulfils these functions can be considered as money.
Money is historically an emergent market phenomenon establishing a commodity money, but nearly all contemporary money systems are based on fiat money. Fiat money, like any check or note of debt, is without use value as a physical commodity. It derives its value by being declared by a government to be legal tender; that is, it must be accepted as a form of payment within the boundaries of the country, for "all debts, public and private". Counterfeit money can cause good money to lose its value.
The money supply of a country consists of currency (banknotes and coins) and, depending on the particular definition used, one or more types of bank money (the balances held in checking accounts, savings accounts, and other types of bank accounts). Bank money, which consists only of records (mostly computerized in modern banking), forms by far the largest part of broad money in developed countries.
The Near Earth Asteroid Rendezvous – Shoemaker (NEAR Shoemaker), renamed after its 1996 launch in honor of planetary scientist Eugene Shoemaker, was a robotic space probe designed by the Johns Hopkins University Applied Physics Laboratory for NASA to study the near-Earth asteroid Eros from close orbit over a period of a year. The mission succeeded in closing in with the asteroid and orbited it several times, finally terminating by touching down on the asteroid on 12 February 2001.
The primary scientific objective of NEAR was to return data on the bulk properties, composition, mineralogy, morphology, internal mass distribution and magnetic field of Eros. Secondary objectives include studies of regolith properties, interactions with the solar wind, possible current activity as indicated by dust or gas, and the asteroid spin state. This data will be used to help understand the characteristics of asteroids in general, their relationship to meteoroids and comets, and the conditions in the early Solar System. To accomplish these goals, the spacecraft was equipped with an X-ray/gamma-ray spectrometer, a near-infrared imaging spectrograph, a multi-spectral camera fitted with a CCD imaging detector, a laser rangefinder, and a magnetometer. A radio science experiment was also performed using the NEAR tracking system to estimate the gravity field of the asteroid. The total mass of the instruments was 56 kg, and they required 80 W power.
A previous plan for the mission was for it to go to 4660 Nereus and do a flyby of 2019 Van Albada en route. In January 2000 it would rendezvous with Nereus but instead of staying it would visit multiple asteroids and comets. Some of the choices that were discussed were 2P/Encke, 433 Eros (that became the mission's primary target), 1036 Ganymed, 4 Vesta, and 4015 Wilson–Harrington. The Small-Body Grand Tour was a plan for visiting two asteroids and two comets over a span of a decade with the spacecraft.
"COSMIC BOX" (Cosmic Box) is YUKI's 19th single (21th total) single. It was released from Epic Record Japan on November 18, 2009.
The 2nd single in 2009. After the third baby in May 2009, it will be the first new work. The title song "COSMIC BOX" and two songs "music" that was released as a delivery limited single in 2008 are included.
The title song was appointed as the theme song for the movie, following the previous song "Rendezvous"'s coupling song "Miss · Yesterday". Also, it is the theme song of the movie work starring Masami Nagasawa, which will be the second time after the 2005 "The Pleasure Seed". The first production board comes with a DVD containing PV. The provisional title of the creation stage is "Space sandbox".
In this work 's jacket picture, YUKI is wearing a short bob' s wig. It is the first time in 2 years since the "Wonder Line" in 2007 that the photo with the wig is used for the jacket.
Yusei Terror Architect is a Japanese idol unit consisting of four members: Yamakomaro, Hakumimaru, Shiki, and Shingo. The group's catchphrase is, "The contradiction is a taboo's electromagnetic fear. It's a world where things aren't exactly what you want, so I'll start doing it from a yo-yo."
In July 2017, the group started to work with two members of Nonamera and Sakai, and performed their first live at a live event "Children's Day ~ Happyou no Yo ~" sponsored by their label production and behavioral company INC. Yamakomaro joins in August of the same year, and it is in three people system. In October, they announced their 1st single "Kagome Kagome / Hybrid TABOO" and the 2nd single "Ubibligen Man" next November. The first one-man tour "SUBTABOO TOUR" was held in January 2018. Holy tears and the season join as a new member in July, and the sound source "identity crisis" of the new system first in October is released.
AIBECK is a rock band formed in June 2017. Six members have the coolest songs and they seem to be the most noticed now. Their fans are proliferating all over the country, with the quality of live performance where the character of the member shines and burns. Started with the theme of [counterattack of idol], a unit of six people who have singing, dancing and expressive skills give live performances making eveyone crying.
With the combination of sad lyrics and catchy melodies, you were able to realize again the "goodness of the music" part beyond the "good and bad" of the single song. A fast-paced changing formention is also in full swing, which makes the show called "AIBECK" attractive.
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